Payment Policy

1. Payment Policy Overview

This Payment Policy applies to orders placed through konvaro.com. GUI ZHOU SHU LING KE JI YOU XIAN GONG SI accepts secure online payments for jerseys, sports apparel, hats, polos, and related clothing products. By placing an order, you agree to pay the full checkout total shown before confirming payment.

2. Accepted Payment Methods

We currently accept Visa, Mastercard, American Express, Discover, Klarna, Apple Pay, Google Pay, and PayPal. Available payment methods may vary depending on your location, device, browser, payment provider availability, and checkout conditions.

3. Currency and Payment Amount

All prices, shipping fees, taxes if applicable, and order totals are displayed and charged in United States Dollars (USD). Please review your order total carefully before completing payment. Your bank, card issuer, or payment provider may apply currency conversion fees or foreign transaction fees if your account uses another currency.

4. Payment Security

Payments are processed through secure third-party payment providers such as Stripe, PayPal, Klarna, Apple Pay, and Google Pay where available. We use HTTPS/SSL encryption, secure checkout technology, fraud screening, payment processor security tools, and limited internal access controls to help protect transaction data. We do not store full card numbers, CVV codes, PayPal login details, or complete payment credentials on our website servers.

5. Failed Payments and Payment Disputes

If a payment fails, is declined, or cannot be verified, your order may not be processed until payment is successfully completed. Failed payments may happen due to insufficient funds, incorrect billing details, card limits, fraud protection checks, or payment provider review. If you believe a payment issue or charge is incorrect, please contact us at service@konvaro.com before opening a dispute or chargeback so we can review your order, payment status, tracking information, and customer service records.

6. Refunds to Original Payment Method

Approved refunds will be returned to the original payment method used at checkout. Refunds are normally processed within 7 business days after approval, return inspection, or confirmation of an eligible refund reason. Your bank, card issuer, Stripe, PayPal, Klarna, Apple Pay, Google Pay, or other payment provider may require additional time to post the funds to your account. Refund eligibility may also be reviewed together with our Return & Refund Policy and Shipping Policy.